Teto Bank is a Canadian neobank and financial technology (FinTech) platform. We offer a simple, transparent and borderless banking experience for individuals and businesses.
Teto Bank operates under the legal entity TETO FINANCE INC. / FINANCIÈRE TETO INC., a Money Services Business registered with FINTRAC and supervised under the PCMLTFA and related Canadian regulations.
Our initial focus is virtual and physical prepaid cards for everyday spend and digital commerce, with a roadmap toward global transfers, savings tools and financing products.
Core product pillars under “One Account, Infinite Adventures”.
Digital-first onboarding and experience.
Virtual and physical prepaid cards at launch.
Strong Canadian regulatory and compliance base.
Our mission is to expand access to modern financial services and make cross-border payments feel as simple as local payments.
These principles guide how we build and run Teto Bank.
“Banking for the Future, Today” means giving people and businesses a safe, compliant and truly digital way to move and manage money across borders.
Teto Bank combines FinTech innovation with a clear regulatory status in Canada and a strong focus on governance and risk.



Registered as a Money Services Business under number M23533267 and supervised under the PCMLTFA.
CanadaA risk-based AML/CFT framework aligned with Canadian rules and supported by specialised partners such as Sumsub.
Governance
A fully online, mobile-ready experience for people and businesses who live and work across borders.
Today prepaid cards; tomorrow transfers, savings, teen products and credit solutions on the same account.
KYC, AML/CFT and data protection are embedded from day one, with Sumsub and other partners adding extra assurance.
From personal spending to employee cards and corporate expenses, one platform supports all your financial journeys.